in detroit where she visited a community center and health clinic, hhs secretary kathleen sebelius seemed to blame contractors for the launch of a website that was not ready for primetime. >> i think the contractors gave us the green light and said as recently as the end of september when not only they were talking to us but talking to congress we are ready to go. >> reporter: but internal memos show project manager henry chow was having serious reservations back in july writing "i just need to feel more confident they're not going to crash the plane at take-off." the plane did crash. and thursday mr. obama seemed to take responsibility for it. >> there have been times where i thought we were kind of slapped around a little bit unjustly. this one's deserved. right. it's on us. >> reporter: several state insurance commissioners have rejected the president's renewal proposal. and an insurance industry group is warning it could raise premiums, but some experts feel some insurance companies will grant the president's wish. >> they are in the business to make money on policies. and if the poli